Managing your money

House hunting, need a Guarantor? Know what a Guarantor is and how to get one?

Siobhan from our Advice and Money team tells us more about Guarantors, what they are and how to get one…


Just as you were thinking “that house hunting malarkey was easier than I thought it was going to be” the letting agents hit you with who’s your guarantor? You’ve never heard the word before and have no idea who could be your guarantor.


What is a guarantor?

A guarantor is someone who is willing to guarantee to your Landlord that they will pay your rent if you fail to do so. Landlords will usually ask for an adult who lives in the UK to act as guarantor for you.  For the majority of students they will ask a family member to act as their guarantor.  For some students that isn’t possible due to various reasons.


What can I do if I haven’t got anyone to ask to be my guarantor?

Firstly don’t panic there a number of options to explore first:

  • Try a different agency, all agencies have different terms and conditions
  • Consider living in halls of residence where a deposit is rarely required
  • Establish if you can collect the money to pay a few months’ rent in advance or pay a bigger deposit


Still can’t find a guarantor? Don’t Panic

In exceptional circumstances where a student is unable to find a guarantor, Cardiff University will act as guarantor in respect of rent payments for an assured short hold tenancy. So please don’t panic Cardiff university guarantor scheme may be able to help you.


If you have tried all the above and you are still without a guarantor I would advise that you speak to a member of the Advice and Money Team if you are a home student or if you are an international student a member of the International Student Support team.


Your feedback and help please

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Best Wishes, 

Siobhan, Advice & Money Team.

Siobhan Williams

Your Student Life, Supported.

The Student Support Centre has a range of services dedicated to helping students make the most of their time at University, including: Advice & Money, Careers & Employability, Counselling, Health & Wellbeing, Disability & Dyslexia and International Student Support.

The Student Support Centres are located at 50 Park Place, Cathays Campus and Cardigan House, Heath Park Campus.

For further details of services, events, opening times and more find us on the University Intranet.





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