{"id":1817,"date":"2020-01-20T12:28:53","date_gmt":"2020-01-20T11:28:53","guid":{"rendered":"http:\/\/blogs.cardiff.ac.uk\/business-school\/?p=1817"},"modified":"2023-03-08T14:00:06","modified_gmt":"2023-03-08T13:00:06","slug":"fintech-and-the-future-of-finance","status":"publish","type":"post","link":"https:\/\/blogs.cardiff.ac.uk\/business-school\/fintech-and-the-future-of-finance\/","title":{"rendered":"Fintech and the future of finance"},"content":{"rendered":"\r\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-content\/uploads\/sites\/620\/2020\/01\/Bitcoin-in-front-of-trading-monitor-1024x684.jpg\" alt=\"\" class=\"wp-image-1820\" srcset=\"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-content\/uploads\/sites\/620\/2020\/01\/Bitcoin-in-front-of-trading-monitor-1024x684.jpg 1024w, https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-content\/uploads\/sites\/620\/2020\/01\/Bitcoin-in-front-of-trading-monitor-506x338.jpg 506w, https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-content\/uploads\/sites\/620\/2020\/01\/Bitcoin-in-front-of-trading-monitor-300x200.jpg 300w, https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-content\/uploads\/sites\/620\/2020\/01\/Bitcoin-in-front-of-trading-monitor-768x513.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">In our latest post, Professor Arman Eshraghi reflects on his <a href=\"https:\/\/www.ted.com\/tedx\/events\/34988\"><\/a><a href=\"https:\/\/www.ted.com\/tedx\/events\/30080\"><\/a><a href=\"https:\/\/www.ted.com\/tedx\/events\/34988\">TEDxCardiffUniversity<\/a> talk on Financial Technology. <\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Under the event theme of Disrupting the Ordinary, Professor Eshraghi explained how the influence and acceleration of &#8216;Fintech&#8217; in recent years warrants the attention of all, not only finance professionals.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Advances in financial technology are raising the level of competition in the finance sector and improving the timeliness, cost, and quality of financial services delivered to the public. <\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Another interesting trend is that large technology firms such as Apple are starting to provide basic financial services such as payment cards. <\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">How this will affect our relationship with conventional banks and other financial institutions in the coming years is yet to be seen.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Back in November last year, I explored some of these developments as part of TEDXCardiffUniversity. <\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper video\">\r\n<span class=\"embed-youtube\" style=\"text-align:center; display: block;\"><iframe loading=\"lazy\" class=\"youtube-player\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/DiWyf_RtIYM?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=en-GB&#038;autohide=2&#038;wmode=transparent\" allowfullscreen=\"true\" style=\"border:0;\" sandbox=\"allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox\"><\/iframe><\/span>\r\n<\/div><figcaption>Professor Arman Eshraghi on the power of Fintech to disrupt the ordinary at TEDXCardiffUniversity on 6 November 2019.<\/figcaption><\/figure>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.cardiff.ac.uk\/people\/view\/1244350-eshraghi-arman\"><strong>Arman Eshraghi<\/strong><\/a><strong> is a Professor of Finance and Chair or Finance and Investment at Cardiff Business School.<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">His academic research spans finance, accounting and psychology with interests including behavioural finance, financial technology and corporate governance. <\/p>\r\n","protected":false},"excerpt":{"rendered":"In our latest post, Professor Arman Eshraghi reflects on his TEDxCardiffUniversity talk on Financial Technology. Under the event theme of Disrupting the Ordinary, Professor Eshraghi explained how the influence and [&hellip;]","protected":false},"author":1768,"featured_media":1820,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1199],"tags":[1203,28,100,244,1201,1200,1162,97,1202],"class_list":["post-1817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","tag-acceleration","tag-cardiff-business-school","tag-cardiff-university","tag-finance","tag-financial-technology","tag-fintech","tag-growth","tag-impact","tag-tedx"],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paOfaS-tj","meta_box":[],"jetpack_featured_media_url":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-content\/uploads\/sites\/620\/2020\/01\/Bitcoin-in-front-of-trading-monitor-scaled.jpg","_links":{"self":[{"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/posts\/1817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/users\/1768"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/comments?post=1817"}],"version-history":[{"count":7,"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/posts\/1817\/revisions"}],"predecessor-version":[{"id":3104,"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/posts\/1817\/revisions\/3104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/media\/1820"}],"wp:attachment":[{"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/media?parent=1817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/categories?post=1817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.cardiff.ac.uk\/business-school\/wp-json\/wp\/v2\/tags?post=1817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}